How to
Fix your
Credit Score

Do you want to learn how to fix your credit score? Join our power packed workshop that will show you how to fix your credit score.

improve your credit score

Hi, we’re Bianca Miller-Cole and Byron Cole

Hello, I’m Byron Cole and I have been obsessed with credit ever since I was 16 years old. At that time in my life, I was working in a shoe shop. Customers at the shop were encouraged to apply for a credit card that allowed them to take home their new shoes and start paying for them 30 days later. But after a while, some customers’ applications started to be declined because they had defaulted or been late when paying off previous credit facilities. This piqued my interest in credit scores and histories.

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My next job was at Phones4U, where my obsession with credit really grew. It was while working there that I learned another important lesson: with a great credit score, you can get a great phone. Without one, things become more difficult.

I have spent the last 20 years working hard on my own credit score but if I’m honest, I am proudest of the work that I have done to help others fix their credit scores, with my wife Bianca (who also has a keen interest in credit and personal finance). To enable us to help even more people, we have created a comprehensive, actionable Credit Score Fix Workshop. 

Why should you fix your credit score?

You can find a lot of free and good information on how to fix your credit score, including right here on our own website. You will also find a number of organisations that offer to help you improve or repair your credit score. So why should you trust The Credit Score Fix to deliver on their promises rather than one of our competitors?

Record of achievement – As you can see from the testimonials further down this page, we have already helped many people to repair their credit scores and we look forward to helping many more in the future, including you! The primary aim of our business is to help as many people as possible to improve their credit scores, and to avoid the problems that a chequered credit history can cause. It was our success in helping people that prompted us to create The Credit Score Fix workshop. We realised there were just so many people looking for ways to improve their credit scores that it would not be possible for us to help everybody on a one-to-one basis.

Experience – Having studied how our actions affect our credit scores for the last 20 years and subsequently helped many people to achieve the same perfect scores as ourselves, we are among the most experienced credit score specialists you will find anywhere in the UK today. You could just try some of the free suggestions that you find online or buy a cheaper course but if you want genuinely useful information from experts with real-world experience, you need The Credit Score Fix.

Guaranteed results – We know it can be difficult to work out who you can trust and who is just selling snake oil, which is why we are happy to offer a no-quibble guarantee to all of our customers. If you purchase The Credit Score Fix and follow the advice we have to offer, we guarantee that your credit score will improve. If this is not the case, we will happily refund your purchase. We do ask for evidence that you have followed our advice but this is quite easy to supply if you have.

improve my credit score

If you are still not convinced that The Credit Score Fix is the perfect solution to your problems, please feel free to send us a message requesting more information. We will be happy to tell you everything you need to know.

How do we help you fix your credit score?

The Credit Score Fix course is broken down into 4 concise modules, each of which covers a topic of vital importance. Once you have completed all 4 modules, you will have the knowledge and information needed to make real improvements to your credit score.

increase credit score
Module 1

The first module focuses on developing the right credit score mindset. This is because the right mindset is crucial to making improvements. You will learn what factors led to your current low score and how a better mindset will lead to future improvements.

improve my credit rating
Module 2

You’ll now learn what your credit score really is and what it could mean for you in the future.

how to improve credit score
Module 3

What can you fix right now, to improve your credit score? How can you break the bad habits that led to this score in the first place? Module 3 answers these questions and more.

how to fix credit score
Module 4

The final module is concerned with the institutions that create and maintain your credit score. You’ll discover how much of your personal information is held by CIFAS, how to deal with County Court Judgements and what to do if you encounter fraud.

Success Stories

In our minds, there is no doubt that the single most enjoyable part of the day is when we settle down to read new testimonials and comments that have been sent to us by happy customers. The ability to repair and improve credit scores is something that we want to share with as many people as possible.

We especially like to hear from people who have bought The Credit Score Fix and used it to transform a seemingly hopeless score into a perfect one. Whatever your story, don’t forget to tell us all about it after you have taken the necessary action.

"Fantastic Workshop"

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5/5
"Fantastic Workshop"

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5/5
"Fantastic Workshop"

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5/5

How fixing your credit score can benefit you

Fixing your credit score could benefit you in many different ways. If you follow the advice in our workshop and achieve a perfect score of 999, life will get much easier for you, at least as far as your personal finances are concerned! Don’t let a poor credit score drag you down any longer. Buy The Credit Score Fix now and take the necessary steps to improve your score beyond belief. For just £27 you can rid yourself of all the problems that a bad credit score creates and enjoy access to a deep pool of willing lenders, all of who are eager to offer you credit.

Clear Any and All Restrictions – If you are suffering from restrictions as a result of identity theft, you will be able to remove these from your record once you know exactly what to do.

Stop Getting Refused for Credit – If you are tired of being turned down for everything from a new credit card to a mobile phone contract, fixing your credit score will lift the cloud that’s currently hanging over your borrowing capability.

Know That You Prequalify – With a perfect credit score, you will prequalify for a wide variety of different types of loans, cards and credit agreements. As long as you meet the income and other important requirements, you’ll be approved.

Apply for Lower-Rate Mortgages with Confidence – Your new and improved credit score will enable you to apply, and be accepted for, mortgages with preferential terms. A high credit score will open doors that were previously closed to you.

Access Better Deals With Your Greater Spending Power – When lenders are keen to give you credit, you will be in a great position to take advantage of the best deals on everything from new furniture to a new mobile phone.

Reach Your Full Potential – With our expert advice and suggestions, there’s no reason why you won’t be able to achieve the maximum score of 999, even if it feels impossible right now. It won’t happen overnight but you may be surprised at the speed with which your credit score starts to improve.

Take Full Control of Your Finances – With more choice, preferential terms and all the skills you need to keep your credit score in great shape, you will be able to take full control of your finances for the first time in your life.

The top 10 frequently asked questions

how can I fix my credit score

The easiest way to start fixing your credit score right now is to buy our inexpensive workshop, in which you will learn all the ins and outs of credit scores in the UK. It is only once you know what actions need to be taken, and how to take them, that you will really be in a position to dramatically improve your credit score. With the information we provide, you can start taking action straight away. You can also look forward to significant improvements within a relatively short space of time, as long as you follow our recommendations.

There are many possible ways in which you may be able to improve your credit score; many possible actions you can take. The best ones for you will depend on the specific set of circumstances in which you find yourself today. Some of the more obvious steps you might be able to take include registering to vote, clearing overdue payments on loans and credit cards and reducing the balances on all revolving credit facilities. To work out which actions you should take right now, sign up for The Credit Score Fix workshop.

Nobody’s credit rating is beyond fixing, at least not in our experience. If you are willing to invest £27 and a few hours of your life to improve your credit score, we have no doubt you will succeed. We have personally helped numerous people who really thought their credit rating was way beyond repair when they first approached us. All of them have been impressed with the results they were able to achieve and some have been truly astounded. With our money-back guarantee, you have nothing to lose and everything to gain so don’t waste any more time: sign up today.

Everybody’s credit score is different and everybody’s personal circumstances are unique. Because of this, it is really not possible to give a standard reply to this question. Some of the actions you take may have an effect in days, some may take weeks, and others months, to filter through. The real magic of our method comes from the combined power of all these actions when taken together. You should start to see some noticeable improvements soon after you implement our recommendations and, in time, you could achieve a perfect score. The sooner you start, the sooner you’ll see real results!

A good credit score makes it much easier for you to obtain credit when you need it. Whether you would like to take out a loan to buy a new car or apply for a mortgage to buy a new home, having a great credit score will make the whole process so much simpler and more enjoyable. You will have access to credit facilities with better terms than might presently be the case. You should find it easy to finance your dreams in the future and you will be able to take advantage of great deals when they are advertised.

For most people, it is possible to make a significant improvement in a short space of time but it’s not possible to guarantee an exact timeframe for individual cases. What we can tell you is that if you absorb all the information in the workshop and follow all of the suggestions you are given, your credit score will start to improve sooner rather than later. The first step to realising those improvements is to purchase The Credit Score Fix and apply the knowledge that it contains. This is when you will start to see meaningful positive changes to your credit score.

In general terms, a score of between 721 and 880 is considered as fair by most financial institutions. Scores in the range of 881 to 960 are widely considered to be good. The best score you can achieve is 999, which is considered as the perfect credit score. If you have a particularly low credit score at the moment, you may feel that it is impossible for you to achieve even a fair score in the future but we promise you this is not true. Study The Credit Score Fix, apply the knowledge you acquire and enjoy the positive results.

There are a number of different ways in which your credit score may be lowered, all of them fixable. Frequent hard credit checks are one of the most common reasons for unexpectedly poor scores: a result of too many credit applications. Using too great a percentage of your revolving credit facilities, such as credit cards and overdrafts, can also negatively impact your credit score. If you currently have any overdue payments on your credit record, these will normally lower your credit score as well. For full details of all the factors that could lower your rating, buy the Credit Score Fix.

There are companies that will charge large sums of money for the help they provide with credit scores. Some of these companies may be legitimate whilst others are definitely not. In our honest opinion, if you’re willing to invest money to improve your credit score, The Credit Score Fix represents the best value you will find anywhere. For just £27, you will gain access to a treasure trove of information on the inside workings of credit scores, along with actionable suggestions on what you can do to fix your score in the shortest time possible. Try it now – risk-free!

We can help you to fix your credit score in the best way we know possible: by teaching you everything we have learned over the last 20 years. By providing you with the tools and information you need to take positive action, we put you firmly back in control. Whether you are trying to fix a seemingly hopeless score or just trying to make some small improvements to an already fair score, the Credit Score Fix will tell you everything you need to know. Don’t take our word for it: sign up for the course now and find out for yourself.